INSURANCE FOR ALL: EVERYONE NEEDS PEACE OF MIND
A key benefit of purchasing insurance is provision of peace of mind. This entitlement is not limited to the rich people or bigger companies but also the poor and smaller companies equally deserve peace of mind hence insurance is a need to all.
The good thing about insurance policies is that premiums are commensurate to risk presented and as such those with more valuable properties will pay more premiums than those with less valuable properties.
There are different perceptions with regards to what constitutes an appropriate time to purchase insurance with some business entities waiting to become well established or waiting to have “extra” income before they can think of insurance. However, reality is that accidents don’t wait for a particular time.
Purchasing insurance is not a luxury but a necessity for everyone to secure his/her property against unfortunate and unpredictable events. So the proper time for one to purchase insurance is always now.
Here is a sample of covers that might be necessary to you:
Home combined -If something happens to your home, this policy will compensate you so you can get your life back on track. Homeowners insurance covers you for fire, theft, vandalism, weather-related events, liabilities and personal accidents against your house and home contents.
Businesses – These policies are designed to protect your businesses from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage, legal liability and employee-related risks.
Transporters –These policies provide cover for your motor vehicle and for goods that you carry. Goods in transit cover compensates you for loss of goods you will be transporting against loss or damage while in transit, and when they are being loaded and unloaded.
Travel Insurance – This offers you one of the most comprehensive range of world class travel insurance available. It provides for medical expenses incurred when overseas, cancellation costs of both flights and accommodation, personal injury, lost baggage and more.
Capitol Insurance Brokers are there to provide neatly packaged products, superior innovation and advisory services for the best insurance packages. Why not try us! Visit us on www.capitol.co.zw for more neatly packaged insurance products.